We simplify complexities
We know what wealth means to you SECURITY FREEDOM EMPOWERMENT
the
approach
This approach was designed with you in mind,
and it prioritises accountability from us.
STEP ONE
Learn & Collaborate
We want to get to know you.
- Information about you, your family, decision makers & advisors.
- Inventory of your resources, assets, Income and Liabilities.
- Your goals, spending needs, charitable intentions and legacy requests.
- Then we go over recommendations, action items, and your one-page Financial Plan.
*With this information, we organise your financial situation. This allows us to better understand your unique circumstance.
STEP TWO
Analyze & Customize
We will build you a portfolio.
- We will determine where you are today and if we’re heading in the right direction toward your goals.
- Reviewing and restructuring the existing portfolio based on asset allocation, risk profile and goals.
- Will put your existing portfolio on ‘Event Testing‘, ‘Cost Testing‘ and ‘Behavioural Testing’ models.
- Switching to cost effective products like Index Funds, ETFs and Direct Plans wherever possible keeping your best interest in mind.
STEP THREE
Accountability &
On-going Planning/Monitoring
Relax and Go live your life.
- We will keep track of your financial health on different financial parameters.
- Online portal to track, buy and sell your investments.
- 360° view of your accounts, loans, cards, and investments will help you manage anything and everything related to your finances.
- Regular meeting to create an up-to-date plan, update investments, track your net worth growth, and make necessary changes.
FAQs
Most frequent questions and answers
We are a fee-only Wealth Management Firm focusing on solutions rather than products.
Fee-only advice means charging a fixed fee based on the Assets under management instead of receiving commission/incentives from mutual fund houses, insurers or other financial product companies. This makes the advice conflict-free and unbiased.
A Registered Investment Advisor (RIA) is regulated by the Securities and Exchange Board(SEBI), which launched RIA regulation in 2013 intending to increase transparency, trust and quality in the financial advisory business by raising qualification bars, increasing disclosure norms and mandating fiduciary duty for advisors.
Drop us a message or schedule an appointment at your convenient time.
Yes, we have an app to manage all your accounts in one place and invest directly in mutual funds.
All your Investments, Accounts, Loans, and Credit cards are in one frame.
As we are not dependent on product sellers for our fee, we can help you invest in all the products available in the financial markets as per your suitability.
Our website is equipped with the most powerful SSL encryption available, which provides bank-level security and encrypts all the data between you and the server protecting all sensitive information. We do not share your personal information with anybody without your consent and follow all physical, electronic and procedural safeguards to protect your confidential personal information.
We first connect you to the lender who suits your requirement and offers the best rate and then will assist you throughout the process by collecting all the required documents, completing primary checks and managing all the vital aspects of lending till the loan is disbursed.
No, you do not need a DEMAT account to start investing through us, but to Buy/Hold equity shares in your portfolio, you will need a Demat and trading account.
We are regulated by SEBI and follow strict disclosure norms , we are legally bound to give advice which is in our client’s best interest.
An optimally diversified portfolio is expected to generate 9-13%, depending on your risk profile. Still, it doesn’t matter what we think the expected return will be because no one can predict it. We focus on what we can control, i.e. keeping the cost low and horizon longer.
Our fee is one of the lowest in the industry. We help you save more than 3%* on your existing portfolio and charge you in the range of 0.3% – 0.1%.
We do not hold your investments with us as they are held with respective mutual fund houses, insurance companies, government or banks. We only advise and facilitate; therefore, you can continue to hold these investments independently or through any other adviser or broker without redeeming the investments.
No minimum AUM is required.
The Journey
We are there with you at each step.
